Financing Your Dental Care
Ensuring that you can access high-quality dental care without financial stress is a priority at Holyoke Mall Dental. Dr. Eric Chen and our team are committed to providing excellent care while offering a range of payment options tailored to your needs. We understand navigating the world of dental insurance and payment plans can be overwhelming, so we’re here to guide you through the process.
Below, you’ll find comprehensive information about the insurance plans we accept, as well as various payment options designed to make your experience with us as seamless as possible. If you have questions about financing, please call our office at Holyoke office at (413) 538-7400.
Accepted Dental Insurance Plans
We work with a variety of dental insurance providers to accommodate our patients’ diverse needs. Some of the insurance plans we accept include:
- Delta Dental
- Guardian
- Humana
- Metlife
- Ameritas
- Cigna Dental
- Renaissance Dental
- Aetna
- Careington
- Dental Plans
Don’t see your insurance provider listed? Give our office a call at (413) 538-7400, and our knowledgeable staff will be happy to discuss what alternative options may be available to you.
Flexible Payment Options
We understand that every patient’s financial situation is unique, which is why we offer flexible payment plans to suit your needs. Our payment options include:
- Flexible Payment Plan: Pay a portion upfront and arrange to pay the rest over an agreed-upon timeframe.
- No Interest Flex Plan: Pay within a short timeframe and incur no interest charges.
- Low-Interest Flex Plan: Spread out your payments over a longer period with minimal interest.
- Cash Discount: Opt to pay with cash upfront and receive a discount.
- Check or Credit Card: We accept both forms of payment for your convenience.
Additional Financing Options
In addition to our flexible payment plans, we’re pleased to offer access to CareCredit, the largest patient financing program in America. CareCredit provides a range of affordable payment plans designed to make dental care more accessible. With CareCredit, you can enjoy the following benefits:
- Variety of Payment Plans: CareCredit offers a variety of payment plans to suit your needs, including interest-free options within a limited payment window. If you prefer a longer payment window, low-interest options are also available.
- Simple Application Process: Applying for CareCredit is quick and easy. You can apply online or over the phone, and you’ll receive an instant decision on your application.
- No Up-Front Costs or Hidden Fees: With CareCredit, you won’t have to worry about any up-front costs or hidden fees. You can focus on getting the care you need without financial stress.
CareCredit provides a convenient way to manage your out-of-pocket dental expenses, allowing you to prioritize your oral health without breaking the bank. If you’re interested in learning more about CareCredit or applying for a CareCredit card, please don’t hesitate to ask our team for assistance. We’re here to help you find the best financing options for your individual needs.
Payment Policy
To streamline the process and guarantee the continuity of your care, payment is due at the time of service. As a courtesy, we will bill your insurance company and track claims on your behalf. However, it’s essential to keep us informed of any changes to your insurance plan. Please note you are responsible for any fees not covered by your insurance.
We are here to help! Please call for more information about financing your oral health needs in our office!
Frequently Asked Questions
Dental insurance isn’t a requirement to get treatment at our practice. It’s merely a convenience that helps many patients reduce the cost of their procedure. If you don’t have insurance, you’ll still have access to all the same treatment options as our insured patients — it may just cost you more out-of-pocket.
Unfortunately, many dental procedures are only partially covered by insurance, and others may not be covered at all. The amount of payment you receive for a given procedure can vary based on the terms of your plan and your chosen provider. Typically, cosmetic services and elective surgeries are the least likely treatments to be covered.
Yes, you can often use CareCredit in conjunction with dental insurance to cover out-of-pocket expenses not covered by your insurance plan. Your dental provider can help you coordinate payment options to maximize your coverage and minimize your out-of-pocket costs.
Typically, health insurance plans do not cover routine dental care. However, some dental procedures may be covered if they are deemed medically necessary. It’s essential to check with your health insurance provider to understand your coverage options.
Our Commitment to You
We’re dedicated to making your dental experience as stress-free as possible. If you have any questions or concerns about financing your oral health needs, please don’t hesitate to reach out to our team. We’re here to help you achieve and maintain a healthy smile!
For more information about our financing options or to schedule an appointment, please contact our Holyoke office at (413) 538-7400. We proudly serve patients across Hampden County, MA, like Westfield, Southampton, and South Hadley, MA. We look forward to serving you!